business
Alternative data and emerging technologies are two components of future lending
The consumer credit market is large and complex, but it changes rapidly. One of the biggest trends in the consumer credit market is the…
CARMACHAIN
Decentralized Data Aggregator for Nigeria
CARMACHAIN is transforming how data is managed, accessed, and monetized, empowering individuals and businesses to unlock new opportunities while maintaining full control over their information.
In the press
- TechEconomy
Why Choose CARMACHAIN?
-
Own Your Data
We believe your data belongs to you. With CARMACHAIN, you retain ownership, control access, and decide who can use your information.
-
Secure and Transparent
Our platform leverages advanced blockchain technology to ensure data integrity, security, and transparency. Trust that your data is safe with:
- OAuth 2.0 Authentication
- RSA Encryption
- ISO 27001 Compliance
-
Monetize Your Information
Turn your data into a valuable asset. Get paid every time your data is accessed, helping you benefit from its true potential.
Key Use Cases
-
Build Credit Scores
Empowering underserved populations with alternative credit data to access financial services.
-
Verify Addresses
Simplify address validation with electronic utility bills, reducing fraud and errors.
-
Debt Recovery
Streamline contact point investigations with decentralized data aggregation.
-
KYC Validation
Ensure seamless and compliant customer verification with reliable cross-checked data.
Meet Our Team
CARMACHAIN is powered by a team of experts with decades of experience in finance, technology, and data intelligence:
Ted Martynov
CEO
Consumer lending visionary: a decade in consumer lending for banked and underbanked.
Femi Oluyide
Business Development
Credit reporting expert: a decade in credit reporting in Nigeria.
Lina Milyutina
Technology
Data intelligence innovator: data intelligence for banks and retail.
Our advisory board includes leaders in compliance, industry outreach, and advanced data strategies, ensuring we remain at the cutting edge of innovation.
Transforming Data Access in Nigeria
CARMACHAIN bridges the gap between data ownership and utilization, fostering financial inclusion, operational efficiency, and trust. Join us in revolutionizing data aggregation in Nigeria.
From the CARMA blog
All articles
business
CARMACHAIN LENDERS ROUNDTABLE
technology
What is an API?
experience