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Team

CARMACHAIN is powered by a team of experts with decades of experience in finance, technology, and data intelligence.

Executive Team


  • Ted Martynov

    CEO

    Consumer lending visionary: a decade in consumer lending for banked and underbanked.

  • Femi Oluyide

    Femi Oluyide

    Business Development

    Credit reporting expert: a decade in credit reporting in Nigeria.


  • Lina Milyutina

    Technology

    Data intelligence innovator: data intelligence for banks and retail.

Advisory Board

Our advisory board includes leaders in compliance, industry outreach, and advanced data strategies, ensuring we remain at the cutting edge of innovation.


  • Gaston Bilder

    Impact, Investment, Compliance

    Impact investor, Chief Legal Officer at Enowa.

  • Dayo Koleowo

    Dayo Koleowo

    Industry Outreach

    Partner at Microtraction VC, tech entrepreneur.


  • Pravesh Rijal

    Data and Product

    Head of Quantitative Strategies at Cross River, ex-SVP of Global Modeling at Citi.

Data notes for Nigerian lenders

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