Find transaction, utility, telecom and credit footprint of your customers with a data one-stop shop: CARMACHAIN is a decentralized data aggregator for Nigeria.
Use cases
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Build Credit Scores
Empowering underserved populations with alternative credit data to access financial services.
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Verify Addresses
Simplify address validation with electronic utility bills, reducing fraud and errors.
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Debt Recovery
Streamline contact point investigations with decentralized data aggregation.
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KYC Validation
Ensure seamless and compliant customer verification with reliable cross-checked data.
Lookup security
Every request to the network is protected with industry standards:
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OAuth 2.0
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WS-Security
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ISO 27001
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RSA Public/Private Key
Integration
Lenders and businesses connect to CARMACHAIN through an API: one request can look up a single customer or a whole batch, by National ID / BVN or phone number. The methods are described in the developer guide.